International Group Benefit Solutions
Whether a small business with just a few employees or a much larger business with operations and staff in multiple countries, employee benefits are an integral part of attracting and retaining talent in today’s highly competitive and increasingly mobile global economy.
Summary of our Solutions
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Group Life Insurance
Either for death by any cause or death by natural causes only.
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Accidental Death
By adding Accidental Death as a rider benefit to Group Life, an additional sum assured is paid out in the event of accidental death. Accidental Death can also be a standalone benefit (instead of Group Life).
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Critical Illness
Dealing with a serious illness can be financially challenging. Critical Illness cover provides a lump sum to the employee on the first ever diagnosis of a specific insured condition. This benefit can be provided as a rider benefit on Group Life.
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Permanent and Total Disablement (PTD)
A lump sum to be paid out in the event that an employee is permanently and totally disabled for a period of 12 months and medically considered to be unable to return to his own, or any occupation. This benefit can be provided as a rider benefit on Group Life.
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Long Term Disability (LTD)
As a standalone benefit, LTD cover provides employees with an income should they become unable to work due to accident or sickness, for a period, possibly up to the normal retirement age.
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Short Term Disability (STD)
As a standalone benefit, STD cover provides employees with an income should they become unable to work due to accident or sickness, for a defined indemnity period.
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Other Rider Benefits to Group Life and Disability
We are also able to arrange specialist cover for our corporate customers, such as:
• Funeral Cover
• War and Terror
• Other rider benefits considered upon request
Group Benefit Solutions
We offer a comprehensive range of benefits, protecting you and your family from unforeseen circumstances.
Next Steps
Whether you already provide employee benefits and want to discuss how we may help you manage your costs or enhance the benefits package you provide, or you are an employer considering Group Benefits for the first time, we can provide you with expert guidance and assistance to review or develop a solution which is tailored to your requirements.
Obtaining a Quotation
In order to prepare an accurate, useable quotation, we will require the following information which can be provided by completing our census data form, in Excel format. Your Insurance Adviser or Broker will assist with this process.
Name of the company and the sector the company operates in
Details of any existing group policy already in place, including claims experience
A list or description of benefits the employer is seeking cover for
Benefit level, multiple of salary or a set sum assured per person or employee grade
Eligibility criteria. Which employees qualify and is their enrolment mandatory or voluntary?
For each person to be insured we require the following
Name or Employee Number
Date of Birth
Gender
Nationality
Country of Residence or Work Location
We may also request the name of their town or city
Job Title or Occupation
Annual Salary Including Currency
Read the Unisure Group Benefits brochure
Get In Touch
If we can help you with more information about our product offerings, or if you would like to meet with one of our product experts, please contact us: