Individual Life Excluded Territories

We cannot currently consider applications from anyone who is a citizen of or currently resident in the following territories.

Excluded regions:

Africa

Benin
Burkina Faso
Burundi
Central African Republic
Djibouti
Eritrea
Guinea
Guinea-Bissau
Liberia
Libya
Rwanda
Sierra Leone
Somalia
South Sudan
Sudan
Suriname

Asia

Afghanistan
Iran
Iraq
Myanmar
North Korea
Palestine
Syria
Yemen

South America

Guyana
Venezuela

North America

Cuba
Guatemala

Europe

Albania

We cannot accept applications from anyone resident in Belarus, Israel, Jordan, Lebanon, Russian Federation, Ukraine Or United States, irrespective of nationality. Applications for citizens of these countries, who are permanently resident in other countries, are considered on a case-by-case basis.

We cannot consider applications from anyone who is a citizen of and currently resident in the following territories unless we have more information about the applicant’s annual salary and education level.

Papua New Guinea
Pakistan
Niger
Nicaragua
Laos
Ivory coast
Honduras
Haiti
Equatorial Guinea
El Salvador
Ecuador
East Timor
Democratic Republic of the Congo
Colombia
Chad
Cambodia

Excluded Combinations

We are unable to cover the following lives

Citizens of China who are resident in China
Citizens of Japan who are resident in Japan
Citizens of Mauritius who are resident in Mauritius
Citizens of Singapore who are resident in Singapore
Citizens of Switzerland who are resident in Switzerland