EU PRESS RELEASE
The Unisure Group launches EU Group Life and Disability Solutions exclusively distributed by Unisure Solutions E.U London, 29 April 2025 — The Unisure Group, a leading provider of International Health and Life Insurance solutions, is pleased to announce the launch of its EU Group Life and Disability offering by virtue of an exclusive collaboration with Unisure Solutions Fried E.U, (“Unisure Solutions”), an Austrian registered and licenced insurance intermediary. Unisure Solutions will manage day-to-day operations and customer interactions, ensuring seamless service delivery and support, while Allianz Partners will act as the insurer, leveraging its global expertise in B2B2C insurance. As the exclusive distributor of the Unisure Group’s admitted products across all EU countries, Unisure Solutions will ensure intermediaries and clients have direct access to leading international insurance plans, backed by the expertise and trustworthiness that both Unisure and Allianz Partners are known for. “This Pan-European group life solution is the perfect collaboration between Allianz Partners, a global leader in insurance, global benefits and assistance, and Unisure Solutions, with its hands-on experience and innovative approach. Together, we will provide European companies with comprehensive global protection for their employees, wherever their work and lives may take them”, said Barry Sundelson, CEO of the Unisure Group. Through this strategic collaboration, the Unisure Group reinforces its commitment to delivering comprehensive, accessible and innovative insurance products to meet the growing demand for international coverage. This aligns with their purpose of providing sought-after International Insurance solutions to clients around the world through trusted and reliable partners. “We are excited to work with Unisure Solutions on this pan-European Group Life and Disability solution. With Unisure’s proven expertise, backed by our own underwriting and insurance experience, together we’ll deliver comprehensive protection and peace of mind to employees and their families.” – Mariana Ishchuk, Global Head of Product Management & Innovation, Health, Allianz Partners. Hermann Fried, Managing Director of Unisure Solutions said: “Our collaboration with Unisure amplifies our collective capabilities and enables us to offer clients and intermediaries cutting-edge solutions with the added benefit of shared knowledge and experience”. The collaboration marks a significant milestone in the continued growth of the Unisure Group, as we continue to innovate and meet the needs of our diverse and global client base. With the support of Unisure Solutions, intermediaries and clients can now access the protection and cover they need, all while experiencing a simplified application process and superior service. Key Features of the EU Group Life Solution This comprehensive insurance solution is designed to offer unparalleled protection and peace of mind to employees across Europe and offers: Frictionless application, underwriting and onboarding Cover for groups with 5 or more employees, with flexible free cover limits for larger groups Add-on benefits: Accidental Death and Dismemberment (AD&D) and Permanent Total Disablement (PTD) Comprehensive Coverage: Provides extensive life and disability coverage tailored to meet the diverse needs of employees in various European countries Regulatory Compliance: Fully admitted product that is compliant with EU regulations and able to cover local nationals This plan has been open to new business since 27 March 2025. For more information or to request a quote, please visit www.unisuresolutions.eu or contact info@unisuresolutions.eu. About the Unisure Group The Unisure Group is an International Insurance solutions provider that provides sought-after International Health and Life Insurance solutions with trusted partners. Since it was founded in 2010, the Unisure Group has expanded significantly, with insurance operations in the United Kingdom, Europe, Asia and Africa. To date, Unisure has served more than 500,000 clients in 130 countries. The Unisure Group’s products are built to be: Portable – insurance that follows the client wherever they go Dependable – backed by trusted partners International currency based (USD, GBP or EUR) Flexible – recognising the client’s individual needs; and Frictionless – supported by the latest digital technology in the insurance sector. Please visit www.unisuregroup.com and www.linkedin.com/company/unisuregroup/ Please visit www.unisuregroup.com and www.linkedin.com/company/unisuregroup/ About Unisure Solutions Unisure Solutions Fried E.U (“Unisure Solutions”) is a Vienna-based Austrian registered and licensed insurance intermediary. Unisure Solutions is the exclusive European distributor of Unisure products and is committed to providing high-quality insurance solutions through licensed intermediaries, delivered with the highest standards of integrity and professionalism. Unisure Solutions’ unique selling points lie in its strong commitment to transparency, independence and client-centricity. By working exclusively with licensed intermediaries, Unisure Solutions ensures that clients receive expert advice while benefiting from insurance products tailored to their needs. Please visit www.unisuresolutions.eu or email info@unisuresolutions.eu About Allianz Partners Allianz Partners is a world leader in B2B2C insurance and assistance, offering global solutions that span travel insurance, mobility, assistance, health insurance and employee benefits. Customer driven, our innovative experts are redefining insurance services by delivering future-ready, high-tech high-touch products and solutions that go beyond traditional insurance. Our products are embedded seamlessly into our partners’ businesses or sold directly to customers through the Allianz brand. Present in over 75 countries, our 21,900 employees speak 70 languages, handle over 72 million cases each year, and are motivated to go the extra mile to offer peace of mind to our customers around the world. For more information, please visit: www.allianz-partners.com
The Future Is Fluid
Why more people are opting for Dollar, Pound and Euro-based insurance policies The rise of digital nomadism – the lifestyle of living and travelling around the world while working remotely – indicates a shift towards people prioritising an increasingly ‘fluid’ way of living. While many digital nomads are tech-savvy youngsters sporting multiple income sources, other groups like families with children and retirees are also embracing the trend. They either want to enjoy a new lifestyle outside of the city or maximise their savings by living in more affordable locations around the world. And it’s here that Dollar, Pound and Euro-based International Health and Life Insurance policies – like those that Unisure offers to individuals and groups – find their greatest relevance. The world is becoming increasingly global, as are people’s insurance needs “Globalisation has been going on for years and years, but post the pandemic, the digital nomadism trend has really accelerated,” says Arthur Goldberg, Strategic Advisor to Unisure. “Many people got stuck in different places during COVID-19 and quickly realised they could do their jobs from anywhere in the world, and put their kids into international schools or online learning programmes.” “That, coupled with the fact that soaring property prices have ensured that younger generations are considerably less likely to own their own homes, has led to people embracing a more flexible way of life. And this, in turn, creates a big need for health and life insurance policies in international currencies that cover policyholders outside of their original countries of residence.” This sentiment is backed up by a study performed by the Harvard Business Review: Digital nomadism is not only shifting currents in tourism, with over 65 countries now offering digital nomad visas, but it’s also affecting how companies hire. As Forbes reports, hiring from a global talent pool not only addresses skills shortages and makes companies more competitive, but it also bolsters retention rates by offering employees the flexibility to choose when – and where – they work. How insurance products are keeping up with the trends “There’s a big move towards outsourcing talent and hiring globally, and Unisure is at the forefront of helping employers navigate this trend,” says John Nicholas, actuary and consultant to Unisure. “We’re currently working on a niche offering for European and UK companies, giving multinational companies a unique solution to protect their employees across multiple countries. Offering employers one contract and one single point of contact across multiple countries and currencies has huge time, administration, and cost savings, and we’re confident that interest in a flexible solution like this will only continue to grow.” In addition to this, Unisure is developing a range of Individual Protection Plans that are portable and based in hard currencies. A digital nomad could purchase a life plan in the UK and move to Vietnam and they would still be covered, without an increase to their premiums. The guaranteed financial protection, no matter where an individual lives or works in the future, is a benefit that many agree is well worth the expense. Why it pays to take out life insurance sooner rather than later Life insurance (whether we’re talking about a local or international policy) is significantly more cost-effective in the long run when a policy is taken out at a younger age, because the younger you are when you take out a policy, the better able you will be to lock in a favourable, guaranteed rate for a longer period: Taking a look at the savings behind buying an insurance policy when you’re younger, this chart shows the cumulative premiums paid by a 30-year-old buying a 30-year life insurance policy versus a 45-year-old buying a 15-year policy: As you can see from the figures above, the 30-year-old client who bought the 30-year policy only pays USD 30,000 for cover from age 30 to 60. The 45-year-old client, on the other hand, who buys a 15-year term policy will pay USD 33,000+ for cover from age 45 to 60. “This is quite a significant reduction in value,” John explains. “The older client pays 10% more and they only receive cover for half the period. If anything happens to the policyholder who delayed buying their policy between age 30 to 45, they have no protection.” This scenario becomes particularly pertinent if either the 30- or 45-year-old doesn’t have a fully portable, international policy and they decide to live or work abroad at any point in their careers. Should their local policies not cover them outside of their country of residence, it would mean cancelling their existing policies and taking out new (international) policies, likely forfeiting any of the advantages they reaped in taking out a life policy sooner rather than later. “If you know you’re going to move around for your career, it’s undoubtedly better to take a long-term view to life insurance and take out an international policy when you’re young, rather than buying multiple shorter-term policies and paying up to double the premiums when you change insurers every time you move to a new country,” John confirms. Clearly, the benefits of international insurance policies in hard currencies are many, and in a world that is increasingly encouraging fluidity, it’s hard to argue beyond the need for global coverage, full portability, and currency flexibility. For more information on The Unisure Group’s solutions for individuals, families and corporates, visit www.unisuregroup.com.